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INSURANCE COVERAGE

"Every employer except the state shall secure the payment of compensation in one or more of the following ways....LC §3700

Some employers are self-insured: see Labor Code §3700 et seq.

See  Uninsured Employer.

Label Item Links Comments
Labor Code Every employer except the state shall secure the payment of compensation  LC §3700  
  The failure to secure the payment of compensation as required by this article by one who knew, or because of his or her knowledge or experience should be reasonably expected to have known, of the obligation to secure the payment of compensation, is a misdemeanor....
LC §3700.5  
Regulations/Rules Enforcement of Workers' Compensation Coverage, Penalty Assessment Orders, Stop Orders and Posting and Notice Requirements 8 CCR §§15550-15596  
Websites Policy holder search: Website developed by the Workers' Compensation Insurance Rating Bureau of California (WCIRB) pursuant to California Insurance Code Section 11752.75 and 10 CCR  2593 to assist worker in determining whether an employer is insured for workers' compensation. The website provides the name of the insurer that wrote a California WC policy for a specific employer on a specific date within a 5 year period. WCIRB search  

Find Insurance company information Search company  
  Check agent's license status License search  
  Compare workers' compensation insurance rates Compare  
 

Self Insurance Plans (OSIP)

Search engine to verify self insured employer

DWC Self-Insurance Plans

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Practice Tips Use the quick and free WCIRB search for coverage within past 5 years  
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